MANAGED FUND ADVICE
Investing beyond KiwiSaver.
A focused recommendation on a managed fund that fits a specific goal you are working towards. Not a plan across everything you own, just the answer to the question in front of you.
WHAT IT IS
One recommendation, tied to one goal.
You bring the goal
A first-home top-up, extra retirement savings, education money for a child, a house deposit above your KiwiSaver, or simply a place to put savings to work for the long run.
We bring the fund
A managed fund from the New Zealand market that fits the time you have, the risk you can carry, and the goal you are working towards. We explain why, in plain language, in writing.
You keep the relationship
You open an account directly with the fund provider. Your money never touches Renver. You can come back for a follow-up review any time.
THE DIFFERENCE
Focused advice, not a full plan.
Managed fund advice answers a specific question. Investment Planning answers many at once. Both are valid. This is the lighter, faster option.
- MANAGED FUND ADVICE
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Scoped to one goal.
One recommendation.
No written multi-goal plan.
No fee to you.
Fast, one to two conversations.
- INVESTMENT PLANNING
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Considers your whole picture.
Strategy across multiple goals.
Written plan you can hold onto.
Flat professional fee.
Longer engagement, annual review.
HOW IT WORKS
Roughly two weeks, at a pace that suits you.
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01
Discovery
A short call to understand your goal, timeframe, and comfort with market movement.
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02
Shortlist
We narrow the market to a few candidates that fit your criteria, using current fund disclosure information.
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03
Recommendation
A written Statement of Advice explaining the recommendation, the reasoning, and the alternatives we considered.
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04
Action
If you decide to act, you open the account directly with the provider. We help with the paperwork.
COST AND SCOPE
Open about how we are paid.
No fee to you
You do not pay us for this advice. If you choose a provider we hold a commercial arrangement with, that provider pays us. If you choose one we do not, we can still confirm whether the product suits you and explain how to join directly, and we are paid nothing. Either way, it is disclosed to you in writing before you act.
What is included
Product advice on one managed investment scheme, chosen from the New Zealand market, tied to the goal you specify.
What is not included
This tier does not include a plan across multiple goals, an ongoing review commitment, insurance advice, or advice on products outside managed investment schemes and KiwiSaver.
WHY A HUMAN
An algorithm can sort your options. It cannot weigh your life.
A screener can list funds that match a goal on paper. A qualified adviser works out whether one actually fits the goal you have in mind.
A robo-adviser
- Sorts funds against a fixed rule set. The same answers always produce the same output.
- Cannot see the parts of your life that do not fit the form.
- Stays silent when markets fall or your circumstances change.
- No one is accountable for whether the answer was right for you.
A Renver adviser
- Technology does the analysis, then a qualified adviser makes the call.
- Weighs the whole picture: your goals, your comfort with risk, your life.
- Reviews with you as things change, and is there when they do.
- Regulated advice: a person reviews, decides, and stands behind it.