INSIGHTS
Insights
Clear, factual guidance on KiwiSaver, managed funds, and retirement.
-
For Investors Jun 2026
How KiwiSaver fees work, and why they matter
Every KiwiSaver fund charges fees, and because they come out of your balance automatically, many people never look at them. Over a working life, the difference between funds can compound into a …
Read → -
For Investors May 2026
KiwiSaver fund types explained, from defensive to aggressive
Every KiwiSaver fund sits somewhere on a spectrum from defensive to aggressive. The label describes how much of the fund is invested in growth assets such as shares and property, and that …
Read → -
For Investors Apr 2026
The 2026 KiwiSaver changes explained
From 1 April 2026, the default KiwiSaver contribution rate rose from 3% to 3.5% for both employees and employers, on the way to 4% in 2028. Here is what changed, who it …
Read →